Senior relocation is quite common, because nowadays more and more people consider living in senior communities when they retire. Emotionally, this is a big and challenging step, because it involves not only moving all your belongings in another location and making it feel like the home you have been living in for years, but also sorting your things, planning their transportation etc.
In this context, it is best to think about hiring one of the local moving companies in Denver offers that specializes in moving services.
A professional moving company provides a wide range of services: transport, assembly and dismantling, packaging, storage and reconditioning. These companies are authorized and experienced in transporting all kind of objects, including fragile items.
Moving to a senior community involves downsizing to some extent, but the good news is that senior moving services include assistance in deciding about the possessions you want to move and those you want to leave behind, donate or throw away.
These professional services exist precisely because seniors cannot contribute to the moving process, so do not worry if you feel unable to provide some kind of input. Just relax, because all of the work will be done by the employees of the moving company.
Salary Needed to Live in Broomfield: 2025 Cost Breakdown
Broomfield offers an exceptional quality of life with its strategic location between Denver and Boulder, thriving job market, and family-friendly amenities. However, understanding the financial requirements to live comfortably in this growing city is essential before making the move. Housing costs, transportation expenses, and everyday living costs all play significant roles in determining how much you need to earn.
This comprehensive guide breaks down the exact salary requirements for singles and families, explores current cost-of-living data, and provides actionable tips to help you budget effectively. Whether you're relocating for work or seeking a better lifestyle, you'll discover what it truly takes to thrive financially in Broomfield.
What Is the Average Salary in Broomfield, Colorado?
Broomfield residents earn a median household income of approximately$95,500 as of 2024, according to the U.S. Census Bureau. This figure sits notably above Colorado's statewide median household income of around $84,000, reflecting the city's strong economic foundation. The technology, aerospace, and healthcare sectors drive much of Broomfield's wage growth, with major employers like Ball Corporation, Vail Resorts, and Level 3 Communications headquartered in the area. Individual workers in Broomfield earn a median income of approximately $52,000 annually, though this varies significantly by industry and experience level.
How Much Do You Need to Earn to Live Comfortably in Broomfield?
A single adult needs approximately $65,000 to $75,000 annually to live comfortably in Broomfield, according to MIT's Living Wage Calculator. This salary range allows for housing, transportation, food, healthcare, and some discretionary spending without financial strain. Families with two working adults and two children should target a combined household income of $110,000 to $130,000 to maintain a comfortable lifestyle. The widely recommended 50/30/20 budget rule provides a practical framework for managing these earnings. Under this approach, 50% of your income covers essential needs, 30% funds discretionary wants, and 20% goes toward savings and debt repayment.
Housing represents the largest expense for Broomfield residents, with average rent for a one-bedroom apartment reaching approximately $1,750 to $2,100 per month as of 2025. Two-bedroom apartments typically cost between $2,200 and $2,700 monthly, depending on location and amenities. Home prices in Broomfield average around$625,000, with a median monthly mortgage payment of approximately $3,400 for buyers putting 20% down.
Transportation costs in Broomfield remain moderate compared to larger metro areas. Gas prices in the Denver metro area averaged $3.20 per gallon as of late 2024, with typical drivers spending $150 to $250 monthly on fuel. RTD public transit serves Broomfield with monthly passes costing $114 for local service or $200 for regional access. Car insurance rates average approximately $180 to $220 monthly for Colorado drivers.
Grocery and Food Costs
Grocery expenses for a single adult in Broomfield typically range from $350 to $450 monthly, while families of four spend approximately $900 to $1,200 per month. Dining out at mid-range restaurants costs approximately $15 to $25 per person. Families eating out 2-3 times weekly should budget $300 to $500 monthly for restaurant meals.
Utilities
Monthly utility costs in Broomfield remain relatively moderate compared to other Colorado Front Range communities. Electricity bills through Xcel Energy average$80 to $120 monthly for apartments and $120 to $180 for single-family homes, depending on square footage and seasonal usage.
Natural gas heating costs typically range from $30 to $50 monthly during summer and $80 to $150 during winter. Water and sewer services through theCity and County of Broomfield average $50 to $75 monthly. Internet service costs approximately $60 to $90 monthly for standard broadband speeds.
Medical and Healthcare
Healthcare represents a significant budget consideration for Broomfield residents. Individual health insurance premiums through Colorado's marketplace average $450 to $650 monthly for comprehensive coverage, depending on age and plan selection. Family plans typically cost $1,200 to $1,800 monthly. Out-of-pocket medical expenses including copays, prescriptions, and deductibles, add approximately $200 to $400 monthly for individuals and $400 to $700 for families.
SCL Health and UCHealth operate facilities in and near Broomfield, providing quality care options. Many young professionals in Broomfield opt for high-deductible health plans paired with Health Savings Accounts to reduce monthly premium costs.
Tips for Stretching Your Salary in Broomfield
Making your income go further in Broomfield requires strategic planning and smart financial decisions. These practical strategies help you maximize your earnings while maintaining quality of life.
Explore neighboring communities for housing savings. Westminster and Thornton offer rental prices that run $200 to $400 lower monthly than comparable Broomfield properties, while still providing easy access to Broomfield's amenities through short commutes.
Utilize public transportation to reduce vehicle costs. RTD's bus routes and Flatiron Flyer connections save significant money on gas, parking fees, and vehicle wear for daily commuters, potentially cutting transportation costs by 30-40%.
Take advantage of free community activities and recreation. Broomfield offers extensive trail systems, well-maintained community parks, and seasonal events at the 1stBank Center that provide entertainment without expense.
Shop strategically at discount grocers and warehouse clubs. Purchasing groceries at Aldi or buying in bulk at Costco reduces monthly food expenses by 15-20%, with families potentially saving $150 to $300 monthly.
Partner with professional movers for cost-effective relocation. When relocating to Broomfield, American Moving offers professional moving services that help you transition smoothly without breaking your budget, ensuring your belongings arrive safely at your new home.
Conclusion
Living comfortably in Broomfield requires careful financial planning and realistic salary expectations. Single adults need approximately $65,000 to $75,000 annually, while families should target $110,000 to $130,000 in combined household income. Housing represents the largest expense, followed by transportation, food, and healthcare costs. However, Broomfield's strong job market, excellent schools, and outstanding recreational amenities justify the investment for many residents. Smart budgeting strategies and thoughtful spending choices make this thriving city accessible to various income levels.
Ready to make Broomfield your new home? American Moving provides reliable, professional moving services throughout Broomfield and surrounding areas, making your transition seamless and stress-free from start to finish. Contact us today.
Broomfield offers a unique blend of suburban comfort and urban accessibility in the Denver metro area. Understanding the Broomfield cost of living helps you plan your budget effectively before making the move. This Colorado city sits between Denver and Boulder, providing residents with access to major employment hubs while maintaining a family-friendly atmosphere. The cost of living in Broomfield, Colorado, reflects its desirable location and quality amenities.
This guide breaks down housing expenses, transportation costs, grocery bills, utilities, healthcare, and education expenses. You'll discover exactly what to expect financially when calling Broomfield home.
How Does Broomfield's Cost of Living Compare Overall?
The overall Broomfield, Colorado, budget requires careful planning but offers excellent value. According to Bestplaces.net, the city's cost of living index sits at approximately 132.1, with 100 representing the national average. Broomfield ranks as the 47th most expensive city in Colorado as of 2024, positioning it below Boulder and Aspen but above Fort Collins and Colorado Springs.
Housing drives the higher cost of living in Broomfield, Colorado, standing 95% above the national average. Transportation costs run 15% higher than in typical U.S. cities. Grocery expenses match national averages closely, while healthcare costs remain 5% below average.
The city's excellent schools, low crime rates, and abundant recreational opportunities justify the premium. Median household income in Broomfield reaches approximately $121,025 annually, supporting the higher living expenses. Residents enjoy 300 days of sunshine, numerous parks, and proximity to Rocky Mountain recreation.
How Much Do I Need to Live in Broomfield, Colorado?
The income needed to live comfortably in Broomfield depends on your household size and lifestyle choices. Financial experts recommend allocating no more than 30% of gross income toward housing costs.
Single adults: A single person needs approximately $5,200 monthly or $62,400 annually to cover basic living expenses. A comfortable lifestyle with savings requires closer to $75,000 annually.
Families with children: A family of four needs approximately $8,900 monthly or $106,800 annually for basic expenses. Families living comfortably require annual incomes exceeding $130,000.
Housing represents the largest expense for most Broomfield residents. The city's real estate market remains competitive due to its strategic location and excellent schools.
Average rent in Broomfield varies significantly by property type. A one-bedroom apartment costs approximately $1,734 per month as of October 2025. Two-bedroom units average $2,192 monthly, while three-bedroom rentals reach around $2,900. These Broomfield housing costs exceed the national average but remain lower than nearby Boulder.
The median home price in Broomfield sits at approximately $626,095 as of September 2025. Homebuyers with a 20% down payment face monthly mortgage payments of around $3,800, including property taxes and insurance. Property taxes in Broomfield average 0.50% of assessed home value annually, lower than in many Colorado communities.
Transportation expenses in Broomfield depend heavily on your commuting habits. The city's layout makes vehicle ownership practically essential for most residents.
Gas and commuting expenses: Gas prices in Broomfield fluctuate but averaged $3.25 per gallon in October 2024. Most residents commute to Denver or Boulder for work, traveling 15 to 30 miles daily. A typical commuter spends approximately $180 monthly on fuel.
Public transportation options: The Regional Transportation District (RTD) operates limited bus service in Broomfield, with monthly passes costing $114. The city's central location provides easy access to Interstate 25 and U.S. Highway 36, reducing commute times significantly.
Vehicle registration and insurance: Vehicle registration fees in Colorado include a $60 registration fee plus ownership tax based on vehicle value. Auto insurance in Broomfield averages $1,800 annually, or $150 monthly for full coverage.
How Much Do Groceries and Dining Cost in Broomfield?
Food expenses represent a significant portion of the living expenses Broomfield residents manage monthly. The city offers numerous grocery stores and dining establishments.
Monthly grocery budgets: A single person spends approximately $400 monthly on groceries. Families of four budget around $1,100 for monthly groceries. Major grocery chains include King Soopers, Safeway, Whole Foods, and Trader Joe's.
Restaurant costs: A casual dining meal costs approximately $18 per person, while mid-range restaurant dinners average $65 for two people. Fast food meals run about $11 per person.
What Are Utility Costs in Broomfield?
Utility bills fluctuate seasonally but remain relatively predictable for budget planning purposes. Broomfield residents enjoy competitive rates from local providers.
Basic utilities: The average monthly utility bill totals approximately $180 for a standard apartment. This includes electricity, heating, cooling, water, and garbage services from Xcel Energy and the City of Broomfield.
Internet and communication: Internet service costs between $60 and $90 monthly for standard speeds. Cell phone plans average $70 per line monthly.
Water and sewer: Services through the City of Broomfield average $65 monthly for typical household usage.
How Much Does Healthcare Cost in Broomfield?
Healthcare expenses vary based on insurance coverage and medical needs. Broomfield provides excellent access to quality medical facilities.
Health insurance: Individual health insurance premiums in Colorado average $477 monthly for marketplace plans as of 2024. Family coverage costs approximately $1,400 monthly.
Medical services: Doctor visits with insurance copays range from $25 to $50 per appointment. SCL Health and UCHealth operate major medical facilities serving Broomfield residents.
Additional coverage: Dental insurance adds roughly $40 monthly for individual coverage. Vision insurance costs about $15 monthly.
What Are Childcare and Education Costs in Broomfield?
Families with children face substantial childcare and education expenses. Broomfield offers excellent public schools and numerous childcare options.
Daycare costs: Full-time infant daycare costs approximately $1,500 monthly, or $18,000 annually. Toddler care averages $1,300 monthly, while preschool programs range from $900 to $1,200 monthly.
School options: The Adams 12 Five Star Schools and Boulder Valley School District serve Broomfield with highly-rated public schools at no tuition cost. Private schools charge between $8,000 and $20,000 annually.
After-school programs: After-school care costs approximately $400 monthly. Summer camps range from $200 to $500 weekly.
Conclusion
Understanding the Broomfield cost of living empowers you to make informed financial decisions. Housing costs dominate monthly budgets, but the city's quality of life justifies the investment. Transportation, groceries, utilities, healthcare, and childcare all require careful budget allocation. Broomfield's strong economy and excellent amenities create opportunities for families and professionals alike.
American Moving makes your transition to Broomfield seamless and stress-free with professional moving services tailored to your needs. Contact American Moving today to receive a free moving quote and experience white-glove service from Broomfield's trusted moving experts. Let our experienced team handle the heavy lifting while you focus on settling into your new Broomfield home.
Student Housing in Broomfield: Guide to Finding Your Perfect Rental
Broomfield, CO, offers students an ideal location for off-campus housing with its strategic position between Denver and Boulder. The city provides convenient access to the University of Colorado Boulder, just 15 miles away, and Front Range Community College's Westminster campus, only 8 miles from downtown Broomfield. Students benefit from lower rental costs compared to Boulder while enjoying a safe, thriving community with modern amenities and excellent transportation connections.
This guide covers everything you need to know about finding student housing in Broomfield, from top apartment complexes and housing to essential rental tips that will help you make an informed decision.
Top 10 Student Housing Apartments Near Downtown Broomfield
Finding the right student housing in Broomfield means considering proximity to downtown, public transit, and university commute times. These 10 properties offer student-friendly features and convenient locations for off-campus living.
Located at 1030 E 10th Ave, Broomfield, this complex sits just 0.5 miles from downtown Broomfield. The property offers modern amenities, including a fitness center and pool. Monthly rent ranges from $1,140 to $2,200, depending on unit size.
Situated at 7105 W 120 Ave, Broomfield, Academy Place provides affordable student apartments in Broomfield with easy access to US 36. The property is 2 miles from downtown and features on-site laundry and parking. Rent starts at $1,400 per month.
At 645 Alter St, Broomfield, CO, Village Square sits 1.2 miles from downtown. This Broomfield student rentals option includes updated units with dishwashers and central air. Monthly rent ranges from $1,500 to $1,900.
Located at 2200 W 10th Ave, Broomfield, CO, Deer Crest offers apartments near CU Boulder Broomfield with proximity to shopping centers. The property is 1.5 miles from downtown with rents starting at $1,550 monthly.
Positioned at 70 Garden Center, Broomfield, CO, this complex sits 0.8 miles from downtown. Garden Center provides off-campus housing in Broomfield, Colorado, with covered parking and updated interiors. Rent ranges from $1,450 to $1,800.
At 13585 Via Varra, Broomfield, CO, Cortland Flatirons features luxury amenities including a resort-style pool and clubhouse. Located 3 miles from downtown, the monthly rent starts at $1,900.
This rental at 13598 Via Varra offers individual unit options near Cortland Flatirons. The property sits 3 miles from downtown with rents averaging $1,750 monthly.
Located at 11697 Destination Dr, Broomfield, this community provides spacious floor plans 2.5 miles from downtown. Amenities include a fitness center and pet-friendly policies. Rent ranges from $1,500 to $2,100.
This townhome at 22 Amesbury St, Broomfield, CO 80020 offers more space for students sharing accommodations. Located 1.8 miles from downtown, the monthly rent starts at $2,000.
At 13317 Glacier Rim Trl, Broomfield, CO 80020, this house rental provides ample space for multiple students. The property sits 4 miles from downtown with rent around $2,500 monthly.
What to Know Before Renting Student Housing in Broomfield
Understanding the rental process helps students secure quality housing and avoid common pitfalls. Broomfield's competitive rental market requires preparation and knowledge of local requirements before signing a lease.
Lease Terms and Application Process
Standard lease duration: Most student housing in Broomfield requires 12-month leases, with some properties offering flexible 6 or 9-month options for students with different academic schedules.
Application timeline: According to Zillow's rental market data, Broomfield's rental market remains competitive, with application processing taking 3 to 5 business days on average.
Required documentation: Students need proof of income or a co-signer, rental history, credit check authorization, and valid identification to complete applications.
Security deposits: Expect to pay one month's rent as a security deposit, plus first month's rent upfront, totaling approximately $3,000 to $4,000 for move-in costs.
Utility Costs and What's Included
Monthly utility expenses: Utility costs in Broomfield typically add $100 to $150 monthly to your rent budget for electricity, gas, and internet services.
Included utilities: Most apartments include water and trash services in the base rent, while tenants pay separately for other utilities.
Electric costs: Xcel Energy serves Broomfield with average electric bills ranging from $60 to $90 monthly, depending on unit size and season.
Internet options: High-speed internet from providers like Comcast Xfinity and CenturyLink costs $50 to $80 monthly for student-appropriate speeds.
Parking Availability
Included parking: Downtown apartments often include one assigned space per unit in the base rent price.
Additional parking fees: Larger complexes offer covered parking for additional fees of $50 to $100 monthly per vehicle.
Street parking: Some neighborhoods near downtown Broomfield require residential permits for street parking, costing approximately $25 annually.
Visitor parking: Most properties provide designated visitor spaces, though availability varies during peak hours.
Pet Policies for Students
Pet deposits and fees: Properties allowing pets typically charge deposits of $300 to $500 plus monthly pet rent of $25 to $50 per animal.
Weight and breed restrictions: Weight restrictions commonly cap dogs at 50 pounds, and breed restrictions apply at most complexes in Broomfield.
Number of pets allowed: Most apartments limit residents to one or two pets maximum, with some properties restricting to cats only.
Pet amenities: Several Broomfield student rentals feature dog parks, pet washing stations, and nearby walking trails for pet owners.
Transportation Options for Students Living in Broomfield
Getting to campus from Broomfield requires planning your transportation strategy. RTD's FF1 and FF2 routes connect Broomfield to Boulder via the Flatiron Flyer service, with buses running every 15 minutes during peak hours.
The trip to CU Boulder takes approximately 30 minutes from downtown Broomfield, making public transit a viable option for students without vehicles. Monthly RTD College Pass costs $114 as of 2024, offering unlimited rides throughout the Denver-Boulder region.
Broomfield features expanding bike infrastructure, including the US 36 Bikeway, which provides a dedicated path to Boulder for cyclists. US 36 highway access makes driving to campus quick and convenient for students with cars. Students should review the Broomfield neighborhoods complete guide to understand different areas and their housing characteristics.
Find Your Student Housing in Broomfield with American Moving
Broomfield delivers exceptional value for students seeking affordable student apartments in Broomfield. The city's proximity to major universities, combined with modern amenities and reliable transportation options, makes it an increasingly popular choice for college students. Whether you prefer apartment living near downtown or spacious townhomes in quieter neighborhoods, Broomfield's diverse rental market accommodates various student needs and budgets.
American Moving specializes in helping students relocate to Broomfield with professional, affordable moving services tailored to your timeline and budget. Contact American Moving today to make your transition to student housing in Broomfield seamless and stress-free.
